The latest

Understanding open enrollment by state

Understanding Open Enrollment by Region

The end of the calendar year is typically the time when health plans are subject to open enrollment periods. This year, open…

Contemplating health care reform

Health Care Reform Updates for Small Businesses

The fourth quarter is the time for small businesses to plan for the coming year, particularly with respect to payroll and…

Health benefits survey --what can we learn?

Employer Health Benefits Survey: What Small Business Owners Need to Know

In business, as in life, improvement only happens through measurement. For small businesses in particular, meticulous…

More from David E. Williams

Health insurance rates

Why Do Health Plan Costs Increase Every Year?

If you own a business that offers a group health insurance plan, you may notice that the group rates go up every year. Your…

Continue reading
Planning for retirement --it's not too soon

Planning for Retirement: How to Help Employees with Health Care

The American workforce is rapidly getting older. According to the Bureau of Labor Statistics, 19.2 percent of workers were…

Continue reading
HIPAA at 21

Understanding HIPAA: A Breakdown for SMB Owners

August 21, 2017, marks the 21st anniversary of the signing of the Healthcare Insurance Portability and Accountability Act…

Continue reading
CDHP - the right insurance for you?

Why a CDHP Could Be Perfect for Employees

The cost of health insurance continues to rise. According to the Kaiser Family Foundation (KFF), the yearly average cost of…

Continue reading
21st century cures

Highlights From the 21st Century Cures Act

On Dec. 13, 2016, President Obama signed the 21st Century Cures Act, a sweeping legislative effort aimed to alter the health…

Continue reading
hiring veterans and activity duty military personnel

Hiring Veterans, Active Duty Military: Health Insurance Considerations

There are many reasons for hiring veterans and active duty military personnel. Not least among these is that active duty and…

Continue reading
A couple meeting with a financial planner, going over a sheet of paper.

Help Employees Preparing for Retirement With These Tips

In the good old days, it was easy to send off an employee who was preparing for retirement: you threw a party and gave…

Continue reading
Close-up of a man's hands using a calculator and filling out a form.

What to Do When Employees Opt Out of Your Health Plan

Group health plan premiums have been climbing faster than wages for years, and this trend is likely to continue in…

Continue reading
The hands of a guy filling out tax forms.

The Affordable Care Act: What’s New for 2017

The end of 2016 will be here sooner than you think — so this is a good time to revisit the Affordable Care Act (ACA), also…

Continue reading